在现实经济生活中,往往出现:(一)商品购买者需要购进大量的商品,而他手中目前又没有足够的货币;商品供应者有大量的商品需要售出,又一时找不到手中握有足够货币的购买者,于是就出现了赊销。(二)商品供应者能生产(或取得)某种紧俏商品,苦于没有足够资金去发展这种商品的生产或取得这种商品;而商品购买者有大量资金需要购买这种商品,但又没有其他地方能够供应这种商品,于是就出现了赊购。这种赊购、赊销即为商业信用。 In real economic life, there are often: (a) commodity buyers need to purchase a large number of goods, and he currently does not have enough money; commodity suppliers have a large number of goods that need to be sold, and can not find the hands A buyer who has enough money then has a credit. (2) The commodity supplier can produce (or obtain) some kind of tight goods, suffering from the lack of sufficient funds to develop the production of this commodity or obtain the commodity; and the commodity buyer has a large amount of money to purchase this commodity, but there is no Other places were able to supply this product, so there was a purchase. This kind of purchase and credit sale is commercial credit.