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利率市场化是我国经济改革的重要措施,对我国财务公司的发展来说既是一个机遇也是一个挑战。本文结合利率市场化的理论、财务公司特点和功能、利率市场化对财务公司的正面影响与负面影响等方面进行分析,就我国财务公司在利率市场化背景下发展定位进行重点分析与研究,通过分析与研究提出有利于我国财务公司未来发展的有效策略。
The marketization of interest rates is an important measure for China’s economic reform. It is both an opportunity and a challenge for the development of China’s financial companies. Based on the theory of interest rate marketization, the characteristics and functions of financial companies, the positive and negative impact of interest rate marketization on financial companies, this paper focuses on the analysis and research on the development orientation of China’s financial corporations in the context of interest rate liberalization, Analysis and research put forward an effective strategy conducive to the future development of China’s financial companies.