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※背景与问题※目前,我国医疗保险体系由社会医疗保险和商业医疗保险构成。社会医疗保险分多个层次,有社会基本医疗保险、各地工会推出的医疗互助保障计划、部分行业协会为本行业从业人员提供的医疗互助项目等;社会基本医疗保险针对不同的人群又分为职工医保、居民医保和新型农村合作医保。为提高本市职工应对疾病的经济能力,2001年,上海市总工会、上海市职工保障互助会开展了职工医疗互助保障工作,
※ Background and Problems ※ At present, China’s medical insurance system consists of social medical insurance and commercial medical insurance. Social medical insurance is divided into several levels, including basic medical insurance for the society, medical mutual assistance protection schemes introduced by trade unions in various places, and medical mutual aid projects provided by some trade associations for practitioners in this industry. The basic medical insurance for the society is divided into different groups of workers Medicare, residents health insurance and new rural cooperative health insurance. In order to improve the economic ability of the city’s workers in coping with the disease, in 2001, the Shanghai Federation of Trade Unions and the Shanghai Workers’ Mutual Safeguard for Mutual Assistance launched the medical mutual assistance and protection work for employees,