2003年以来我国从银行信贷、土地供给、政府责任、住房供给、被动需求、市场监控、住房保障、统计披露等方面进行了三轮的房地产市场调控。但是,调控效果并不明显,房价进一步上涨,供求矛盾进一步突出,最主要的原因还是在于没有很好地把握住地方政府和银行这两大节点,调控政策无法到位。 Since 2003, China has conducted three rounds of real estate market control in terms of bank credit, land supply, government responsibility, housing supply, passive demand, market monitoring, housing security and statistical disclosure. However, the effect of regulation and control is not obvious, housing prices rose further, the contradiction between supply and demand further highlighted, the main reason is that there is no good grasp of the two major local governments and banks node, regulatory policy can not be put in place.