商业银行的贷款客户,因受资金回流影响,在银行帐户上的沉淀资金很少,难以满足对帐户的存款要求,从而使银行的贷款成本相对提高,收益下降。国际金融市场为了更有效地拓宽贷款渠道,创造了一种新的贷款定价手段——认股权证定价,即选择认股权证为定价条件,从而使那些持有公司股权的贷款人,在资金回流周期较长的条件下,能得到贷款,银行自身也能从中得到补偿。 Loan customers of commercial banks, due to the impact of capital inflows, deposit funds in the bank account is very small, it is difficult to meet the deposit requirements of the account, so that the relative increase in bank lending costs, revenue decline. In order to broaden the loan channel more effectively, the international financial market has created a new loan pricing method - the pricing of warrants, that is, the choice of warrants as the pricing conditions, so that those lenders holding the shares of the company are refunded Long period of conditions, can get a loan, the bank itself can get compensation.