不良贷款的剥离 ,有效地改善了国有商业银行的信贷资产质量 ,提高了防范和化解风险的能力 ,为参与入世后的金融竞争 ,加快业务发展带来了历史性的机遇。农业银行如何抓住这一有利时机 ,按照国民经济调整的产业政策要求 ,加速调整信贷区域产业结构和客户结构 ,尽快适应国民经济 The stripping of non-performing loans effectively improved the quality of credit assets of state-owned commercial banks and improved their ability to guard against and resolve risks. This brought a historic opportunity for participating in the financial competition after entering into WTO and accelerating business development. How can ABC take this favorable opportunity and speed up the adjustment of the industrial structure and customer structure in the credit area so as to adapt itself to the national economy as soon as possible in accordance with the requirements of industrial policies adjusted by the national economy?