当前企业破产中一个不容忽视的问题就是银行处处被动,这对于向商业化转轨的银行来说一方面是信贷资产严重流失,另一方面是自身经营亏损,甚至危及生存。那么造成银行在企业破产中被动的成因是什么呢?笔者通过调查,认为主要有以下几方面。 One of the problems that can not be neglected in the current bankruptcy of enterprises is that the banks are passive everywhere. This is a serious loss of credit assets to banks that are turning to commercial banks. On the other hand, they suffer from their own operating losses and even endanger their survival. So what is the cause of the passive bank in bankruptcy? The author through the investigation, that there are mainly the following aspects.