就像每个人都要经历出生、成长、成熟、衰老这几个不同阶段一样,相应的个人收入、家庭财产、家庭支出、个人的心态、生活方式、风险承受能力也都不尽相同。在制定理财规划、配置家庭资产时,一定要充分考虑个人事业发展、家庭的成长等多方面因素,选择适合不同家庭时期的理财、理才方式。 Just as everyone experiences different stages of birth, growth, maturity and aging, the corresponding personal incomes, family wealth, family expenses, personal mentality, lifestyles and risk tolerance are different. When formulating financial planning and allocating family assets, we must give full consideration to various factors such as personal career development and the growth of the family. We should choose a suitable way of managing wealth and rationality for different family periods.