本文立足银行信贷视角,结合全球金融危机以及成都市西部金融中心建设背景,分析成都市中小企业面临的金融环境;然后总结成都市银行业在中小企业融资服务领域的经验;最后,本文从政策性银行作用的发挥、信贷风险控制、金融机构市场定位、银行业发展战略等四方面提出了启示。 Based on the view of bank credit, combined with the global financial crisis and the background of the construction of western financial center in Chengdu, this article analyzes the financial environment faced by small and medium-sized enterprises in Chengdu; then summarizes the experience of Chengdu’s banking industry in the financing of SMEs; Finally, The role played by banks, the control of credit risks, the market orientation of financial institutions and the banking development strategy.