所谓银企集团是指以某一骨干银行(包括银团)或骨干企业(包括企业集团)为核心,以资金、信息、产品、技术等为纽带,在利益均沾与风险共担的前提下,由若干银行和企业按一定的原则和章程组建起来的多功能、跨行业的大型股份制 The so-called bank-enterprise group refers to a certain backbone bank (including syndicated bank) or backbone enterprises (including enterprise groups) as the core, and uses funds, information, products, and technology as the link, under the premise that the benefits are shared and the risks are shared. A multi-functional, cross-industry large-scale joint-stock system established by certain banks and enterprises according to certain principles and regulations