金融危机的出现使得一些中小型企业的外部环境不断恶化,面临严重的资金危机,正是在这种情况下出现了小额贷款公司贷款,这一政策的出台使得这些中小企业的贷款难题得到了缓解,但是,小额贷款公司贷款的风险性是不容小视的,鉴于此,对小额贷款公司贷款风险防控进行研究,并提出有效的政策建议是非常有意义的。 The emergence of the financial crisis makes the external environment of some small and medium-sized enterprises continue to deteriorate and faces a serious financial crisis. It is in this situation that small loan companies have loans. The introduction of this policy has made these small and medium-sized enterprises have a loan problem However, the risk of the loan for small loan companies can not be underestimated. Therefore, it is very meaningful to study the prevention and control of the loan risk of the micro loan companies and put forward the effective policy suggestions.