保险公司是经营风险的企业,随着保险市场主体多元化以及人世后保险业对外开放进程的加快,保险公司之间的竞争将愈发激烈。就我国保险业的现状而言,让那些治理结构较规范、内控制度较好、符合条件的保险公司上市,可成为保险企业提高资本充足率、建立现代企业制度、促进企业发展壮大的有效途径。 Insurance companies are risk-management enterprises. With the diversification of the insurance market and the acceleration of the opening up of the insurance industry after the advent of the insurance industry, the competition among insurance companies will become increasingly fierce. As far as the current situation of the insurance industry in our country is concerned, letting listed insurance companies with better governance structure and better internal control system become an effective way for insurance companies to improve their capital adequacy ratio, establish a modern enterprise system and promote their development.