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农村信用社资本充足率下降 ,是由于信贷资产质量下降 ,资本补充不足 ,生息资产减少 ,经营亏损等原因引起的。资本充足率的变化 ,基本上能够反映信用社的经营状况、风险程度的变化。加强对资本充足率的测算和分析 ,对于控制农村信用社高风险的发生 ,防范风险于未然 ,有着非常积
The decrease of capital adequacy ratio of rural credit cooperatives was due to the deterioration of credit assets, insufficient capital replenishment, reduction of interest-earning assets and operating loss. Changes in capital adequacy ratio, basically can reflect the credit cooperatives operating conditions, changes in the degree of risk. Strengthen the calculation and analysis of capital adequacy ratio, for controlling the occurrence of rural credit cooperatives high-risk, to prevent risks in the first place, has a very plot