近日,一则“招商银行小企业‘小贷通’贷款网上拍卖”的消息让人为之夺目,让人联想起这样的对话场景:小企业:“银行店大欺客,不给我们贷款!”银行:“不能只怪我们,大部分小企业根本就没找过银行。”不能怪小企业太愤怒,但看似傲娇的银行说的也是大实话。银行贷款门槛高是事实,而银行这个“大厨”也并不好当。单个客户经理服务40到50家企业贷款需求已达极限。 Recently, a “China Merchants Bank Small Business Loan online auction ” message makes one eye-catching, reminiscent of such a dialogue scene: Small Business: “bank account fraud, do not give us Loan! ”Bank: “ Can not blame us, most small businesses did not find a bank. ”Can not blame small businesses too angry, but seemingly naughty bank said is a big truth. The high threshold of bank loans is a fact, and the bank “chef” is not good. Single client manager services 40 to 50 corporate loans have reached the limit.