首先,改变思想观念,坚持“以农为本、为农服务”的宗旨,发动大家献计献策,捕捉信息,积极寻找农贷新的经济增长点,发扬走村串户的优良传统,对工作突出的个人给予奖励,调动广大职工的积极性,为信用社多余的资金寻找出路,彻底解决农民贷款难的问题,扼制民间借贷增长势头,稳定农村金融市场。其次,目前农村信用社的贷款执行利率普遍高于其 First of all, we should change our thinking and concepts and adhere to the principle of “taking agriculture as the basis and serving the peasants” to mobilize people to make suggestions and catch up with the information and actively look for new economic growth points for rural credit loans. Of individual incentives to mobilize the enthusiasm of the workers for the credit unions to find a way out of funds to completely solve the problem of peasant loans difficult to curb the growth momentum of private lending and stabilize the rural financial markets. Second, at present, the RCC loan interest rates are generally higher than those of RCCs