在改革开放中兴起的城市信用社,近年来业务发展较快,对支持地方经济发展,繁荣金融事业,作出了积极的贡献。这是有目共睹的。但较普遍地存在着信贷资产质量低下,逾期、呆滞贷款越来越多的现象,值得引起重视。据了解,部分社的逾期贷款已达30％以上,呆滞贷款占整个贷款的10％以上。 The urban credit cooperatives, which have emerged during the reform and opening up, have witnessed rapid business growth in recent years and have made positive contributions to supporting the development of the local economy and the prosperity of the financial industry. This is obvious to all. However, there is a widespread phenomenon that credit assets are under-qualified, overdue and sluggish loans are worth more attention. It is understood that overdue loans of some clubs have reached more than 30%, and lagged loans account for more than 10% of the total loans.