问:我家准备购买一套商品房,并想通过银行申请按揭贷款,现在已准备正式签合同。但我从开发商和银行处取回了几份合同,这些合同都是事先印制好的,有些条款感觉不太合适,但对方不同意修改,因此心里总有些不踏实。请问,这些事先印制好的合同,是否会有对我们不利的条款?如果对合同中某些条款的理解双方以后出现分歧,该如何解决? Q: My family is ready to buy a set of commercial housing, and want to apply for a mortgage loan through the bank, is now ready to formally sign the contract. But I got back a few contracts from the developer and the bank. All these contracts were printed in advance. Some of the articles did not feel appropriate, but the other side did not agree with the changes. Therefore, I was always not realistic. Excuse me, will these preprinted contracts have any terms that are unfavorable to us? How can we solve the dispute if some of the terms in the contract are later disagreed?