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本文对成都地区农民工的储蓄及消费行为进行了调查分析,发现农民工的消费行为特征与消费生命周期理论基本一致。通过分析农民工异地储蓄的主要用途,发现农民的储蓄将主要用于子女教育和赡养老人。最后考察了农民工的边际储蓄倾向和边际消费倾向,发现农民工的边际储蓄倾向随着年龄增加而增加、边际消费倾向随着年龄增加而减少的特点。
This paper investigates and analyzes the savings and consumption behaviors of migrant workers in Chengdu and finds that the characteristics of consumer behavior of migrant workers are basically consistent with the consumption life cycle theory. By analyzing the main uses of off-farm savings of migrant workers, it is found that the savings of farmers will be mainly used for education of children and maintenance of the elderly. Finally, we study the marginal savings propensity and marginal propensity to consume of rural migrant workers. We find that the marginal saving propensity of migrant workers increases with age and marginal propensity to consume decreases with age.