医疗保险 ,是在身体伤残、身患疾病或医疗费用遭受损失时 ,提供一次性或定期给付的各种保险的总称。医疗社会保险是社会保障制度体系中最古老的项目。随着社会经济的不断发展 ,人们从最初的有病才治转变为防病保健 ,由开始的仅为职工劳动者保险转变为现在的面向全民保险。我国 Medical insurance is a generic term for various types of insurance that provides one-time or periodic payments in the event of physical disability, illness or medical expenses. Medical social insurance is the oldest item in the social security system. With the continuous development of the society and economy, people have been transformed from sickness to disease prevention and treatment at the very beginning. From the beginning, only the workers ’workers’ insurance has changed to the current universal insurance. My country