问题:社保保费低但保障不足由于性质所致,政府为儿童提供的医疗保障费用很低,只能为家长们提供最基本的、部分的儿童住院医疗费用。以去年深圳市政府出台的少儿医保制度为例,年缴费75元,参保后少儿发生的住院和大病门诊基本医疗费用均可报销,最高保障20万元,额度不小,但是,5000 The Problem: Low Social Security Insurance but Insufficient Protection Due to its nature, the medical insurance provided to children by the government is low and only provides parents with the most basic and part-child hospitalization expenses. Taking the children’s medical insurance system promulgated by the Shenzhen Municipal Government last year as an example, the annual contribution is 75 yuan. After admission, the basic medical expenses for inpatients and serious illness clinics in the children can be reimbursed up to a maximum of 200,000 yuan. However, 5000