编辑同志:我于2011年7月向陶某借款三万元,借期两年。今年7月,毕某拿着我写给陶某的借条以及他与陶某所订的一份债权转让协议找到我,说陶某在2012年7月向其借款3.5万元,借期一年,按照他与陶某的协议,陶某已经将我所欠的三万元债权转让给他了,现在他是这三万元借款的债权人,并要求我在半个月内向他还款。请问,债权人是否可以转让债权,我可否拒绝毕某的还款请求?读者:秦辉 Editor’s Comrade: In July 2011, I borrowed 30,000 yuan from Tao to borrow for two years. In July of this year, Bi Mou took the article I wrote to Mr. Tao and his agreement with Tao Mou creditor’s rights transfer agreement to find me, saying Tao in 2012 July to borrow 35,000 yuan, the loan period of one year, According to his agreement with Tao, Taomou had already handed over the thirty thousand yuan debt owed to him. Now he is the creditor of the thirty thousand yuan loan and asked me to repay him within two weeks. May I ask, whether creditors can transfer their claims, can I refuse Bi’s repayment request? Readers: Qin Hui