近来,谈及2008年次贷危机的人越来越少,但很显然,此轮危机对于全球经济的负面影响并未消退。虽偶有经济提振的消息传来,但更多的时候,我们听到的仍然是失业率不断高企、经济持续疲软的报道,全球经济复苏之路似乎仍未真正到来。正所谓“祸兮福之所倚,福兮祸之所伙”。2008年次贷危机带给我们的影响也不全是负面的。危机唤醒了全球对于始终处于弱势的金融消费者要加强保护的意识,并最终促成全球各主要国家和地区针对金融消费者保护出台了一系列政策法规,进而刺激了金融消费者自身维权意识的觉醒,全球金融消费者受到了 Recently, fewer and fewer people have talked about the subprime mortgage crisis in 2008, but it is clear that the negative impact of this crisis on the global economy has not diminished. Although the news of occasional economic boost comes, more often we hear reports of the continuously rising jobless rate and the persistent weakening of the economy. The road to global economic recovery does not seem to have come yet. Is the so-called “Curse of the blessing of the blessing, blessing Comeshey guy ”. The impact of the subprime mortgage crisis in 2008 is not all that negative. The crisis has aroused the world’s awareness of the need to strengthen protection for financial consumers who are always disadvantaged and eventually led to the promulgation of a series of policies and regulations for the protection of financial consumers in all major countries and regions in the world and thus stimulated the awakening of financial consumers’ self-protection awareness , The global financial consumer has been hit