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以网络作为基本载体的经济活动在广度和深度上不断延展,内含的法律风险可能危害到网络安全乃至于经济安全。从经济法视角对其进行规制的制度安排主要涉及金融法、反不正当竞争法和消费者保护法等方面的内容。虚拟货币对于宏观经济秩序可能带来的波动、网络融资模式对金融消费者利益保护的潜在损害,都需要法律的有效规制。但是,目前我国的制度安排对这些问题的回应不够充分,同时存在法律定位不准、法律束缚过紧和法律规制缺失等现象。在网络环境下,尤其要以个人数据隐私保护为中心,通过网络安全立法建构消费者保护体系。
The economic activities that use the Internet as the basic carrier continue to expand in breadth and depth. The inherent legal risks may endanger cybersecurity and even economic security. The institutional arrangements regulating them from the perspective of economic law mainly cover the aspects of financial law, anti-unfair competition law and consumer protection law. The possible fluctuation brought by the virtual currency in the macroeconomic order and the potential damage caused by the network financing model to the protection of the interests of the financial consumers all need the effective regulation of the law. However, at present, the institutional arrangements in our country are not sufficiently responsive to these issues. In the meantime, there are some phenomena such as the inaccurate legal position, the tight legal binding and the lack of legal regulation. In the network environment, especially with personal data privacy protection as the center, through the network security legislation to build consumer protection system.