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11月4日,国务院李克强总理主持召开国务院常务会议,确定深化利率市场化改革,完善利率形成和调控机制。一要督促金融机构健全内控制度,增强自主合理定价能力和风险管理水平。二要继续发挥存贷款基准利率的参考和指引作用,用好短期回购利率、再贷款、中期借贷便利等工具,理顺政策利率向债券、信贷等市场利率传导渠道,形成市场收益率曲线。三要加强对非理性定价行为的监督管理,采取差别存款准备金率等方式激励约束利率定价行为,强化行业自律和风险防范。防控和监管越到位,利率市场化
On November 4, Premier Li Keqiang of the State Council presided over the executive meeting of the State Council and decided to deepen the market-based interest rate reform and perfect the mechanism for the formation and control of interest rates. First, we must urge financial institutions to improve the internal control system and enhance the ability of independent pricing and risk management. Second, it is necessary to continue to play a reference and guiding role in deposit and lending benchmark interest rates. We should make good use of tools such as short-term repo rate, reloans and medium-term loan facilities to rationalize the policy interest rates to bonds and credit market interest rate transmission channels and form a market yield curve. Third, we should strengthen the supervision and management of irrational pricing behavior, adopt different deposit reserve ratios and other means to encourage and restrict interest rate pricing behavior, and strengthen self-discipline and risk prevention. The better prevention and control and market-oriented interest rates