经济改革是我国政府推出的重要决策之一,受到了社会各界的广泛关注,并且随着我国经济改革的深入发展,为社会提供了可靠的经济服务。改制后的实践不免对农村商业银行经济造成了一定的影响,在推动农村商业银行发展的同时也面临着许多新的问题。因此,文章主要探讨了改制后的农村商业银行经济产生的风险及应对措施。 Economic reform is one of the important decisions launched by our government and has drawn wide attention from all sectors of society. With the deepening economic reform in our country, economic reform has provided a reliable economic service to the community. The practice after the reform can not help but have a certain impact on the rural commercial bank economy, while promoting the development of rural commercial banks also faces many new problems. Therefore, the article mainly discusses the risks and countermeasures of the rural commercial bank after restructuring.