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随着人类发展和社会进步,产生了保险和风险管理。大力推动保险和风险管理已成为防范现代风险的必由之路,内外因素均要求普及推广国民保险和风险管理知识。我国虽然是世界上自然灾害最为严重的国家之一,但国民在对保险和风险管理的认识和处理上与西方还有差距,问题的关键在于没能全面普及保险与风险管理知识。保险和风险管理知识的普及是一项长期、复杂而系统性的工作,需要在舆论引导、诚信教育、克服功利思想以及培养自觉运用风险管理和保险的良好习惯等方面付出艰苦的努力。
With human development and social progress, insurance and risk management have taken shape. Vigorously promoting insurance and risk management has become the only way to prevent modern risks. Both internal and external factors require popularization of national insurance and risk management knowledge. Although China is one of the countries with the most serious natural disasters in the world, its citizens still have a gap with the West in understanding and handling insurance and risk management. The crux of the problem lies in the failure to fully popularize insurance and risk management knowledge. The popularization of insurance and risk management knowledge is a long-term, complicated and systematic task that requires painstaking efforts in guiding public opinion, education in integrity, overcoming utilitarian ideas, and developing good habits of consciously applying risk management and insurance.