科学技术的发展和进步以及人们消费支付观念的转变,使得医院医疗费用的支付方式呈现出多样化的趋势,传统的纸币交易逐渐被银行卡结算所取代,为医院和患者双方都提供了很大的便利,但是同时也带来了相应的财务风险,需要医院财务管理人员的重视和解决。本文结合银行卡结算方式中存在的财务风险,对其相应的应对策略进行了分析和讨论,希望能够为医院的财务管理工作提供一些参考。 The development and progress of science and technology as well as the change of people’s consumption payment concept make the payment mode of medical expenses in hospitals show a diversified trend. The traditional paper currency transaction is gradually replaced by bank card settlement, which provides both hospitals and patients with great Of the convenience, but also brought the corresponding financial risk, the need for hospital financial management personnel attention and solution. Based on the financial risks existing in the settlement of bank cards, this paper analyzes and discusses the corresponding coping strategies, and hopes to provide some references for the financial management of hospitals.