害怕借钱人总有缺钱的时候。譬如单位集资建房，子女自费去外地读书等等，一时间很难筹齐，对普通老百姓来说无异于天文数字的款项，这时囊中羞涩者脑壳中闪出的第一个念头往往便是借钱。但借钱首先要找个好的借口，也就是借钱的原因，象某人病了急需一笔住院预交款、李四... Fear of borrowing money when there are always short of money. For example, units to raise funds for housing, children go to other places to study at their own expense, etc., for a very difficult time to raise the ordinary people is no different from astronomical figures, when the shy of the shy in the skull of the first idea often Is to borrow money. But first of all to borrow money to find a good excuse, that is, the reason for borrowing money, like someone in urgent need of a hospital advance payment, Li Si ...