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金融出重拳:第二套房首付提至四成上榜理由:本年度最具“杀伤力”的房地产调控手段央行、银监会2007年9月27日共同发布通知,要求严格住房消费贷款管理。通知要求,对已利用贷款购买住房、又申请购买第二套(含)以上住房的,贷款首付款比例不得低于40%,贷款利率不得低于中国人民银行公布的同期同档次基准利率的1.1倍。
Financial out heavy punch: the second suite down to 40% list reasons: the most “lethal” real estate control measures The central bank, the China Banking Regulatory Commission September 27, 2007 jointly issued a circular calling for strict housing consumption loans management. According to the circular, the first down payment for loans that have already been used for loans to buy a house and apply for the second (or more) housing should not be less than 40% of the down payment, and the interest rate for loans should not be lower than the benchmark interest rate of the same grade announced by the People’s Bank of China for 1.1 Times