过去,刚刚走上工作岗位、收入不高的年轻人经常会遇到这样的难题:想购买一款电脑或相机,却因手头缺钱而只能望洋兴叹。如今,消费金融改变了这种局面,它让那些手头紧张的人们在购买电子产品、旅游或装修时不再徘徊,让那些憧憬汽车、洋房的人实现梦想,让消费者提前享受消费带来的乐趣与满足,最终提升人们生活水平与质量。近年来,我国银行业金融机构积极拓展消费金融供给渠道对优化信贷资产结构,增加创利渠道及扩内需、促消费,推动国民经济 In the past, young people who had just embarked on a job and did not earn enough income often encountered the problem of wanting to buy a computer or a camera but could only feel disappointed with their lack of money. Today, consumer finance has changed the way it allows those who are nervous to buy electronic products, travel or decoration no longer wandering, so that those looking forward to cars, bungalows to realize their dreams, so that consumers enjoy in advance consumption Fun and satisfaction, and ultimately improve people’s living standards and quality. In recent years, the banking financial institutions of our country actively expand the supply channels for consumer finance to optimize the structure of credit assets, increase the channels for generating profits and expand domestic demand, promote consumption and promote the national economy