《中华人民共和国中国人民银行法》第三章第十八条明确规定:禁止运输、持有、使用伪造、变造人民币。人大常委会《关于惩治破坏金融秩序犯罪的决定》第四条规定:“明知是伪造货币而持有、使用,数额较大的,处三年以下有期徒刑或者拘役,并处一万元以上十万元以下罚金;……”这一规定实际上是新设立了一个持有、使用伪造货币罪。现实经济生活中,因种种原因,明知是伪币还持有、使用的并不少见, Article 18 of Chapter III of the Law of the People’s Republic of China on the People’s Bank of China clearly stipulates that it is forbidden to transport, hold or use counterfeit or altered Renminbi. Article 4 of the Decision of the Standing Committee of the National People’s Congress on Punishing Crimes Destroying the Financial Order stipulates: “Anyone who, knowingingly falsifies the currency and holds or uses the same in large amounts, shall be sentenced to not more than three years of fixed-term imprisonment or criminal detention and shall be sentenced to more than 10,000 yuan A fine of less than 100,000 yuan; ... ”This rule is actually a new crime of holding, using counterfeit money. Reality in economic life, for various reasons, knowing that the counterfeit currency is also held, the use of not uncommon,