随着运用广度和深度的不断拓展,征信产品在服务社会相关领域方面暴露出一些问题。随着人民银行基础信用信息数据库系统的不断完善,企业和个人信用报告日趋成熟,并在金融机构信贷管理、政府公共管理乃至社会融资服务中发挥着越来越重要作用。但随着运用广度和深度的不断拓展,征信产品在服务社会相关领域方面暴露出一些问题。 With the continuous expansion of the breadth and depth of application, credit information products have exposed some problems in serving the social related fields. With the continuous improvement of the PBC basic credit information database system, corporate and personal credit reports have become increasingly mature and play an increasingly important role in credit management of financial institutions, government public administration and even social financing services. However, with the continuous expansion of the breadth and depth of application, credit information products have exposed some problems in serving the social related fields.