就像牛顿定律作为古典力学的基本定理一样,家庭理财也有一些基本定律需要遵循。4321定律:家庭收入慎安排家庭收入的合理配置比例是,收入的40%用于供房及其他项目的投资,30%用于家庭生活开支,20%用于银行存款以备不时之需,10%用于保险。例如:你的家庭月收入为2万元, Just as Newton’s Law, as the basic theorem of classical mechanics, there are some basic laws of family finance that need to be followed. 4321 Law: Family Income Cautious Arrangements Household income is rationed at 40% of income for investment in housing and other projects, 30% for household expenses, 20% for bank deposits, 10 % For insurance. For example: your family monthly income of 20,000 yuan,