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我国机动车辆保险继1995年实施重大改革后又有新变化:“汽车零部件报价系统”已由中保财产保险有限公司建成,1997年1月1日正式开通。车险理赔从此踏上了科学化、规范化之路。 机动车险在保险界有龙头险种、规模险种之称,其保费收入是衡量保险公司业务量的重要指标,特别是自1995年2月国内开始实行新的机动车辆保险条款和费率以来,机动车险市场竞争愈发激烈。目前,中保财险公司占有车险市场八成以上份额。1995年他们承保机动车994万辆,保费收入184.69亿元,支付赔款119亿元,其中65％的
China’s motor vehicle insurance following the implementation of major reforms in 1995 there are new changes: “Auto Parts Quote System” has been completed by the PICC Property Insurance Company, January 1, 1997 was officially opened. Motor insurance claims since embarked on a scientific and standardized way. Motor vehicle insurance in the insurance sector has leading the insurance, the scale of insurance, said its premium income is an important measure of the volume of insurance companies an important indicator, especially since February 1995 the domestic implementation of the new motor vehicle insurance terms and rates since the auto insurance Increasingly fierce market competition. Currently, PICC P & C holds more than 80% of the auto insurance market. In 1995, they insured 9.94 million motor vehicles, with premium income of 18.469 billion yuan and compensation payments of 11.9 billion yuan, of which 65%