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根据我国社会经济发展的总体布署，住宅产业正逐步成为国民经济产业和新的经济增长点。为了配合这一目标的实现，人民银行决定进一步加大住房信贷投人。并允许所有商业银行在所有城镇对普通商品住房办理个人住房贷款。这一举措受到普遍欢迎。然而，由于《个人住房贷款管理办法
According to the general layout of China’s social and economic development, housing industry is gradually becoming a national economy and a new economic growth point. In line with this goal, the People’s Bank decided to further increase housing credit investment. And allow all commercial banks to handle individual housing loans for ordinary commercial housing in all cities and towns. This measure is universally welcomed. However, due to "personal housing loan management approach