近年来,随着国际经济环境和国际资本市场的发展变化,以西方发达国家共同基金和信托基金为主要资金来源的投资基金发展十分迅速,令人瞩目。如美国的共同基金已成为一个十分重要的金融行业,1993年资产总额达2万亿美元,大约占美国银行存款的85％。有关资料表明,全球基金总额已超过53亿美元。值得注意的动向是,投资基金纷纷看好中国。1990年11月,法国 In recent years, as the international economic environment and the development of international capital markets have changed, investment funds that use mutual funds and trust funds from developed western countries as their main sources of funding have witnessed rapid development. For example, mutual funds in the United States have become a very important financial industry. With total assets of 2 trillion U.S. dollars in 1993, they account for about 85% of U.S. bank deposits. Relevant data show that the global fund has total more than 5.3 billion US dollars. It is noteworthy that the investment funds are optimistic about China. November 1990, France