一、体制转换金融信托体制的改革是我国金融体制改革的重要组成部分。自经济体制改革以来，我国的金融信托业积极筹措资金，引入外资和先进技术，输导社会资金的合理流向，成为金融体系中的一支生力军。但由于体制不到位、混业经营严重、管理行政化，削弱了金融宏观调控效果， I. System Transformation The reform of the financial trust system is an important part of China’s financial system reform. Since the reform of the economic system, China’s financial trust industry has actively raised funds, introduced foreign capital and advanced technologies, and led the rational flow of social funds, becoming a new force in the financial system. However, due to the fact that the system is not in place, the operation of mixed operation is serious and administrative management is carried out, which has weakened the effect of financial macro-control.