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2014年5月12日,中国人民银行副行长刘士余与国内15家主要银行的负责人员进行了题为“改善房地产金融服务”的特别会谈,中国人民银行明确要求与会的各家银行:一、在信贷分配方面,优先满足第一次购房者的贷款需求;二、按揭利率须合理;三、加快合格购房者的贷款审批;四、加强风险监测和管理;五、针对热点话题积极回应媒体和公众。如果各家银行可以严格遵循这些指导要求,国内房地产市场的销售状况将会得到较大的改善和支持。放宽的贷款限额和
On May 12, 2014, Liu Shiyu, vice president of the People’s Bank of China, held a special talk entitled “Improving Real Estate Financial Services” with responsible officials of 15 major domestic banks. The People’s Bank of China explicitly demanded that the participating banks: First, in terms of credit distribution, give priority to meeting the loan needs of the first homebuyers; Second, mortgage rates should be reasonable; Third, to speed up the approval of qualified home buyers loans; Fourth, to strengthen risk monitoring and management; Fifth, positive response to hot topics Media and public. If all banks can strictly follow these guidelines, the domestic real estate market sales will be greatly improved and supported. Relaxed loan limits and