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养老保险是社会保障制度的重要组成部分,是社会保险五大险种中最重要的险种之一。由于我国养老保险在由现收现付制到统帐结合过程中一直没能很好的解决个人账户和社会统筹账户间的关系,因此一直以来存在着大量的空帐,随着老龄化进程的加快,该问题变得越来越突出。本文主要运用了灰色系统对未来几年的个人账户情况进行预测分析。结果发现如果不采取有效的措施,空帐将会越来越严重。基于此本文运用了SPSS多元回归分析,选出和空帐相关程度较高的因素,然后据此本文给出了相应的解决方案。
Endowment insurance is an important part of the social security system and one of the most important types of insurance in social insurance. Since China’s pension insurance has not been able to properly solve the relationship between personal accounts and social pooling accounts during the period from pay-as-you-go system to unified account, there has been a large number of vacancies. With the aging process Speed up, the issue becomes more and more prominent. This paper mainly uses the gray system to forecast the individual accounts in the next few years. The results showed that if you do not take effective measures, the vacancy will be more and more serious. Based on this, we use SPSS multivariate regression analysis to select the factors that have a higher correlation with the vacancy, then based on this, the corresponding solutions are given.