四大国有商业银行实现股份制改造后重组上市,是我国经济、金融体制改革的发展趋势,也是市场经济发展的客观要求。目前,四大国有商业银行已将上市视为增资和提高竞争力的方法之一,以应付加入 WTO 所面临的冲击。但国有商业银行上市有利也有弊,只有仔细分析利弊因素并兴利除弊,才能保证重组上市的顺利进行。下面分别进行论述: The reorganization and listing of the four state-owned commercial banks after the shareholding system reform is the development trend of the economic and financial system reform in our country and an objective requirement for the development of the market economy. At present, the four state-owned commercial banks have listed the listing as one of the ways to increase their investment and increase their competitiveness in order to cope with the impact of joining the WTO. However, the listing of state-owned commercial banks has both advantages and disadvantages. Only after careful analysis of the pros and cons, and the pros and cons, can we ensure the smooth progress of the restructuring and listing. The following were discussed: