论文部分内容阅读
我国现阶段和将来一段时期内,社会保险基金所面临的一个最大问题就是资金的严重短缺。当前我国社会保险基金的投资方式基本上限于购买政府债券和银行专户存款,这虽可确保安全性和专款专用,但无法有效实现社会保险基金的保值增值。为此,笔者提出专门针对社会保险基金定向募集设立指数型证券投资保险基金,以确保社会保险基金的保值增值。本文就指数型证券投资保险基金的性质、指数化投资方式的选择、设立类型、基金管理人和基金托管人的选择提出了具体的建议。
At present and in the future, one of the biggest problems facing social insurance funds in our country is the serious shortage of funds. At present, the investment method of China’s social insurance fund is basically limited to the purchase of government bonds and bank accounts, which can ensure the safety and earmarked but can not effectively realize the preservation and appreciation of social insurance funds. To this end, the author proposes to raise the index-based securities investment insurance fund specifically for the targeted orientation of social insurance funds so as to ensure the preservation and appreciation of social insurance funds. In this paper, I put forward specific suggestions on the nature of the index-based securities investment insurance fund, the selection of indexed investment methods, the type of establishment, the fund manager and the fund trustee.