Atomicity is necessary for reliable and secure electronic commerce transaction and to guarantee the participants’ interests. An atomic and efficient e-cash (electronic cash) transaction protocol based on the classical e-cash scheme is presented. The delivery of digital goods is incorporated into the process of payment in the protocol. Apart from ensuring all three levels of atomicity, the novel protocol features high efficiency and practicability with unfavorable strong assumption removed. Furthermore, the proposed protocol provides non-repudiation proofs for any future disputes. At last, analysis of the atomicity and efficiency is illustrated. Atomicity is necessary for reliable and secure electronic commerce transaction and to guarantee the participants’ interests. An atomic and efficient e-cash (electronic cash) transaction protocol based on the classical e-cash scheme is presented. the process of payment in the protocol. Apart from ensuring all three levels of atomicity, the novel protocol features high efficiency and practicability with unfavorable strong barriers removed. Furthermore, the proposed protocol provides non-repudiation proofs for any future disputes. At last, analysis of the atomicity and efficiency is illustrated.