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监管和相关法律制度要致力创造专业体贴周到、尽心尽责尽职高质量的银行理财服务环境,促进和推动理财服务的公开透明,加强对投资者或金融消费者的保护。在银行个人理财业务中,发行理财产品是我国商业银行提供资产管理服务的主要形式。在销售理财产品时,银行刻意突出的卖点就是理财所带来的回报,有意识地模糊理财的风险,而且也不向投资者披露理财计划的投资策略与资产配置的具体
The regulatory and related legal system should strive to create a professional and thoughtful, dedicated and responsible banking environment for financial services, promote and promote the transparency of wealth management services and strengthen the protection of investors and financial consumers. In the personal banking business, the issue of wealth management products is the main form of assets management services provided by our commercial banks. In selling wealth management products, banks deliberately highlight the selling point is the return on financial management, a conscious risk of fuzzy financial management, but also to investors, financial plans to disclose the investment strategy and asset allocation specific