A mathematical program is proposed for the highly nonlinear problem involving frictional contact. A program-pattern using the fast multipole boundary element method (FMBEM) is given for 3-D elastic contact with friction to replace the Monte Carlo method. A new optimized generalized minimal residual (GMRES) algorithm is presented. Numerical examples demonstrate the validity of the program-pattern optimization model for node-to-surface contact with friction. The GMRES algorithm greatly improves the computational efficiency.