我国四大金融资产管理公司从国有商业银行手中接收了约14 000亿元的不良资产,如何处置这些不良资产是资产管理公司面临的重大任务。通过对我国金融资产管理公司应用资产证券化技术处置不良资产的条件分析,重点研究了我国金融资产管理公司应用资产证券化技术的切入点选择和模式设计,并对该模式实施过程中可能遇到的问题进行了分析。 The four largest financial asset management companies in our country have received about 1.4 trillion yuan of non-performing assets from the state-owned commercial banks. How to deal with these non-performing assets is a major task for asset management companies. By analyzing the condition of China’s financial asset management companies applying asset securitization technology to dispose of non-performing assets, this paper focuses on the choice of entry point and model design of China’s financial asset management companies applying asset securitization technology, The problem was analyzed.