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基金定投作为一种长期理财的有效工具,资金起点低、投资方式简单,可稳步实现资产保值增值,比较符合刚毕业的学生群体的理财需求。本文以即将毕业步入社会的学生视角,结合自身的客观条件及对未来的预期,在确定了基金的类型后,根据其收益、风险、选时选股能力、持有人比例及基金经理的能力等多个方面层层筛选,最终选择富国天源沪港深平衡混合(100016.OF)基金作为长期基金定投的产品,同时也为基金投资者在选择基金时提供了一定的参考价值。
As a long-term financial management tools, the fund is scheduled to vote as an effective tool for long-term financial management, low starting point of funds, simple investment, can steadily achieve the preservation and appreciation of assets, more in line with the financial needs of newly graduated student groups. Based on the perspective of students who are about to graduate into society and combined with their own objective conditions and expectations of the future, after determining the types of funds, according to their earnings, risks, ability to choose stocks at the time of selection, percentage of holders and fund managers Capacity and other aspects of various layers of screening, the final choice of rich days Tianyuan Hong Kong and Shenzhen Balanced Mixed (100016.OF) Fund as a long-term fund investment products, but also for fund investors in the choice of funds to provide a certain reference value.