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竞争法在促进市场竞争,维护市场秩序方面对保险监管起着互补性的作用,但是在运用竞争法对保险市场进行规范时要考虑到保险市场的特殊性,对保险业中的信息共享、大项目共保合作、保单条款标准化等现象不能简单地以竞争法来加以定性,而需要作出具体分析,才能真正发挥竞争法在保险业中的作用。
The competition law plays a complementary role in insurance regulation in promoting market competition and maintaining the market order. However, when using the competition law to regulate the insurance market, the particularity of the insurance market should be taken into account. Information sharing in the insurance industry, large The co-insurance of projects and the standardization of insurance policies can not be simply defined by the competition law. Specific analysis needs to be carried out so that the role of competition law in the insurance industry can really be brought into play.