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关于发展我国职工住房抵押贷款制度的思考──兼析《个人住房担保贷款管理试行办法》侯淅珉职工住房抵押贷款是利用住房作为不动产的保值、增值特点，为消费者提供一种依靠自身长期积累实现住房需求的融资渠道，为银行提供一种吸引稳定的长期客户及其社会资金的长期金融资...
Reflections on the Development of China’s Housing Mortgages Loan System ─ ─ Analysis of “Provisional Measures for the Management of Individual Housing Loans” HOU An-min HO Mortgage loan is the use of housing as a real estate hedge, value-added features to provide consumers with a long-term accumulation of their own to achieve Housing financing channels for the needs of banks to provide a steady long-term customers and their social funds to attract long-term financial ...