我们身边有着这样一群人,他们有着较好的职业和稳定的家庭收入,买房只是因为喜好,出于习惯,并不涉及太多的理财规划。多年来,他们几经楼市沉浮,手握多套房产。然而,近期央行一道又一道的加息令也令他们无所适从,不仅因为还贷上的压力,更担心一旦楼市下行,那曾经孤注一掷的资金流向将会成为自身发展的羁绊。 We have such a group of people around us, they have a good career and stable family income, buy a house just because of preferences, out of habit, does not involve too much financial planning. Over the years, they ups and downs after the property market, holding more sets of real estate. However, the recent interest rate hikes by the Central Bank also make them feel at a loss, not only because of repaying loans but also because once the property market goes down, the once-desperate flow of funds will become the fetters of its own development.