本着“加速科研成果向教学转化,开展学术交流和扩大金融发展研究窗口”的宗旨,陕西财经学院金融发展研究所近日举行“债经济”学术沙龙。讨论围绕“中国经济改革与发展中的债问题”,从债的理论界定,中国经济发展中债困挠的生成机理与效应评价;摆脱债困挠的思路与对策选择等方面展开了广泛的议论。 一、论题提出的背景与目的 改革18年来,由于中国经济制度与金融制度变迁的错位,加剧了社会资金流程结构变化与金融制度变革滞后的矛盾,进而导致了“三维债危机”——财政债危机、金融债危机和企业债危机的生成,三维债危机的生成与积累交织形成了一个“债陷井”,使金融资源不断地聚集、注入、沉淀,被长期锁定在一个低效率的配置流程之中,从而使中国经济与金融的改革与发展受到严重的“债困挠”。“债困挠”问题对于目前的中国经济与金融来讲,是一个牵一发而动全身的问题,它不仅关系到国有企业与国有商业银行改革的深化,也关系 In line with the purpose of “Accelerating the Transformation of Scientific Research Achievements into Teaching, Carrying Out Academic Exchanges and Expanding the Financial Development Research Window”, the Institute of Financial Development of Shaanxi University of Finance and Economics recently held the “Debt Economy” Academic Salon. The discussion focused on the “Debt Problems in China’s Economic Reform and Development”, starting with the theoretical definition of debt, the formation mechanism and effect evaluation of the debts in China’s economic development, the idea of ​​getting out of debt problems, and the choice of countermeasures . First, the background and purpose proposed by the thesis 18 years of reform, due to the dislocation of the changes in China’s economic system and financial system, aggravated the contradiction between the changes in the structure of social capital flows and the lag in the financial system. This has led to the “three-dimensional debt crisis” - fiscal bonds Crisis, the financial crisis and the formation of corporate debt crisis, the formation and accumulation of three-dimensional debt crisis has formed a “debt trap”, so that financial resources continue to gather, infuse, precipitate, long-term lock in an inefficient configuration process So that the reform and development of China’s economy and finance will suffer serious “debt distress.” The issue of “debt distress” is a problem that leads the whole body and leads the whole body in the current economic and financial problems of China. It is not only related to the deepening of the reform of state-owned enterprises and state-owned commercial banks,